Bankruptcy

Have you found yourself feeling a little overwhelmed by the amount of debt you are carrying and are considering filing for "credit card debt bankruptcy?" Of course, there is no such thing as credit card debt bankruptcy, per se,…
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The decision to fill out Chapter 7 bankruptcy forms will be one of the hardest you've ever had to make. No one wants to admit that they've bitten off more than they can chew. Sullied pride aside, it's dismaying to know that this stain…
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The bankruptcy Reform Act in 2005 created some important changes for anyone trying to file personal bankruptcy. Some bankruptcy lawyers refer to this law as BARF (bankruptcy abuse reform fiasco) because it was regurgitated by Congress…
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Some people feel caught between a rock and a hard place. They know they must file for bankruptcy and yet they are shot down at free counseling sessions with legal professionals who tell them they must cough up $1,500 just to file! Using…
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Bankruptcy has helped many families out of overwhelming debt by giving them a fresh financial start. However, there are many situations in which bankruptcy is not the best solution available. Bankruptcy may be the wrong solution for…
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The Bankruptcy Abuse Prevention and Consumer Protection Act (April 2005) made it more difficult for consumers to simply fill out a bankruptcy form and walk away from their debts through a Chapter 7 filing. For instance, people who make…
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How to file for bankruptcy? Firstly you should know that you have 2 options available to you when you are thinking about declaring personal bankruptcy, Chapter 13 and Chapter 7. Chapter 13 is the easiest bankruptcy to recover from,…
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The bankruptcy law has changed in order to put more requirements on those filing for Chapter 7. Before getting your debts wiped out, you have to go through some extra steps in order to prove that you need bankruptcy and cannot pay off…
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It's always wise to carefully evaluate all of your options before making a financial decision. That's especially true when it comes to bankruptcy because of the long-term consequences, and there are many options that people consider…
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Bankruptcy is a complicated process. All bankruptcy filings include two main parties - the debtor and the creditor. The debtor can be a company or an individual. The creditor is usually an organization or a company. In most bankruptcy…
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